Established on 10th December 1999, by Shri Gajanan Babar, Member of Parliament. He realized the inherent qualities of caution, perseverance, and financial prudence of the citizens of PCMC and decided to tap this potential and established the bank.
The bank is named after Shri Gajanan Lokseva, disciple of Lord Ganesh, name begins in service of Mankind. In consonance with the bank's emblem, "Lokseva Hech Uddishtha", the bank has uplifted thousands of citizens by inculcating financial discipline and providing assistance on easy terms. Since inception, the bank has been relieving poor people from private money lenders by offering loans at affordable interest rates.
| अ.क्र. | तपशील | 31/03/16 | 31/03/17 | 31/03/18 | 31/03/19 | 31/03/20 |
|---|---|---|---|---|---|---|
| 1 | संपत्ती | 4838 | 4856 | 4450 | 4500 | 5001 |
| 2 | भाग भांडवल | 223.97 | 223.07 | 234.33 | 251.66 | 268.54 |
| 3 | गंगाजळी | 274.39 | 271.62 | 276.61 | 334.80 | 300.48 |
| 4 | ठेवी | 4516.00 | 4339.00 | 4345.96 | 4547.93 | 4845.62 |
| 5 | कर्ज | 2603.69 | 2302.82 | 2190.98 | 2325.64 | 2591.64 |
| 6 | गुंतवणूक | 1486.39 | 2202.28 | 2063.39 | 2489.45 | 2374.04 |
| 7 | ठेवींचे भांडवल | 4652.49 | 4652.35 | 4534.00 | 4562.00 | 4543.24 |
| 8 | सेवक संख्या | 29 | 22 | 22 | 21 | 21 |
| 9 | सेवक उत्पादकता | 289.02 | 328.66 | 269.09 | 380.02 | 386.08 |
| 10 | सी.आर.आर. | 98.48% | 20.10% | 22.00% | 29.22% | 29.10% |
| 11 | वेळेची खर्च | 9.84% | 10.09% | 6.66% | 6.66% | 6.83% |
| 12 | एन.पी.ए. | 43.86 | 66.64 | 83.00 | 69.67 | 122.01 |
| 13 | थेट एन.पी.ए. प्रमाण | 2.10% | 3.06% | 2.28% | 3.64% | 4.49% |
| 14 | नवीन एन.पी.ए. प्रमाण | 0.81% | 9.20% | 2.90% | 1.96% | 3.80% |
| 15 | एन.पी.ए. रक्कम | 83.84 | 81.00 | 86.34 | 86.34 | 110.03 |
| 16 | उत्तम कर्ज दर | 4.87 | 4.87 | 4.87 | 4.87 | 4.87 |
| 17 | गुंतवणूक दर | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 18 | व्याजाचे उत्पन्न | 9.42% | 8.88% | 9.09% | 8.36% | 6.46% |
| 19 | इतर उत्पन्न | 0.61% | 0.49% | 0.65% | 0.86% | 0.23% |
| 20 | ओव्हरहेड मत्ता | 9.30% | 9.29% | 9.40% | 9.20% | 9.10% |
| 21 | ऑडिट वर्ग | 'A' | 'A' | 'A' | 'A' | 'A' |